Current Best Mortgage Rates in North Myrtle Beach, SC

If you, like many other Americans, have been enticed by falling mortgage rates and are strongly considering financing your first home, the present might really be the most opportune time. Keep in mind, just because average North Myrtle Beach mortgage rates are at their lowest point in history doesn’t mean every financial institution will be offering an equally low rate. In order to reduce the overall expense of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in North Myrtle Beach, SC with a great rate for you. Below is a list of the best mortgage rates in North Myrtle Beach across a variety of loan types.

North Myrtle Beach Banks and Credit Unions with Lowest Mortgage Rates

Top North Myrtle Beach 15-Year Fixed Mortgage Rates

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• Carolina Bank & Trust Company: 3.25%
• • Orig. Fees: 1%
  • Points: 0

Best 30-Year Fixed Mortgage Rates in North Myrtle Beach

• Carolina Bank & Trust Company: 3.95%
• • Orig. Fees: 1%
  • Points: 0


• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0


• Crescent Bank: 4%
• • No Orig. Fees
  • Points: 0

Lowest North Myrtle Beach 3/1 ARM Mortgage Rates

• Branch Banking & Trust Company: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in North Myrtle Beach

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 0.75
  • Caps:


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Ensure you confirm these interest rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised North Myrtle Beach mortgage rate.